Our Services

Identifying and Prioritizing Your Goals and Objectives

Our approach to financial planning focuses on you and fully understanding your unique set of financial objectives; then fashioning a customized comprehensive plan and investment management strategy, tailored to helping you achieve your specific financial goals.

We work in an objective, customized, and creative manner to provide smart solutions to satisfy real life financial needs. We provide comprehensive services that deliver smart and manageable solutions for you. In order to do this, you first have to ask the right questions when it comes to the following…

Goal Setting & Prioritizing

Examining Your Present Financial Position

  • Do you have a clear picture of your goals, worries and dreams? Do you have written financial goals?
  • Do you feel confident about your present financial situation? How are you working toward your goals and dreams?
  • How do you manage your cash flow to meet your goals and desired lifestyle?
  • Are you managing your cash for accessibility, safety and return?

Estate Planning

Preserving Your Wealth

  • Do you have a plan to control where your assets go when you are gone?
  • How will your intentions be known?
    • Beneficiary designations
    • Will
    • Trust
  • What purpose do you want your financial legacy to serve?
    • Supporting your family
    • Supporting a charity
    • Supporting your community
  • Will your plan let you achieve all your goals? How do you know?

Estate Planning

Preserving Your Wealth

  • Do you have a plan to control where your assets go when you are gone?
  • How will your intentions be known?
    • Beneficiary designations
    • Will
    • Trust
  • What purpose do you want your financial legacy to serve?
    • Supporting your family
    • Supporting a charity
    • Supporting your community
  • Will your plan let you achieve all your goals? How do you know?

Insurance Analysis

Protecting What’s Important

  • How might unexpected events impact your family’s goals?
  • Have you determined what you cannot afford to lose?
  • How will you provide for dependents?
  • Have you prepared for financial risks?
    • Illness
    • Disability
    • Death
    • Long-Term Care
  • What has your approach been to the following kinds of insurance protection?
    • Auto insurance
    • Home insurance
    • Personal liability insurance

Investment Management

Accumulating Wealth

  • What are your accumulation goals?
    • Saving for retirement
    • Buying a home
    • Investing for education
    • Becoming a business owner
    • Other goals
  • How do your current investments support your accumulation goals?
    • Is your portfolio properly balanced?
    • Are you diversified in the appropriate asset classes?
    • Are you in the best funds to achieve your goals?
    • Do you have time to monitor and rebalance your porfolio?
  • How much do you need? By when? Will you have what you need?
  • What has your approach been to the following?
    • Prioritizing goals
    • Risk tolerance
    • Market fluctuations
    • Asset selection
    • Portfolio diversification
    • Portfolio rebalancing

Investment Management

Accumulating Wealth

  • What are your accumulation goals?
    • Saving for retirement
    • Buying a home
    • Investing for education
    • Becoming a business owner
    • Other goals
  • How do your current investments support your accumulation goals?
    • Is your portfolio properly balanced?
    • Are you diversified in the appropriate asset classes?
    • Are you in the best funds to achieve your goals?
    • Do you have time to monitor and rebalance your porfolio?
  • How much do you need? By when? Will you have what you need?
  • What has your approach been to the following?
    • Prioritizing goals
    • Risk tolerance
    • Market fluctuations
    • Asset selection
    • Portfolio diversification
    • Portfolio rebalancing

Retirement Planning

Planning For Retirement

  • How do you envision your retirement?
  • What do you dream of doing?
  • Do you have a plan to make your retirement vision a reality? If so, are you on track?
  • Will your investments and income support the lifestyle you want?

Tax Planning

Managing Your Taxes

  • How do you manage your taxes?
  • Can you manage timing of income or deductions?
  • Are preferential tax rates available to you?
    • Capital gains
    • Dividends
  • Do you understand how current tax laws apply to you?

Tax Planning

Managing Your Taxes

  • How do you manage your taxes?
  • Can you manage timing of income or deductions?
  • Are preferential tax rates available to you?
    • Capital gains
    • Dividends
  • Do you understand how current tax laws apply to you?
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